Harpinder Sidhu

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  Life insurance is a contract between the insurer and the insured that pays out a lump sum in the event of death. It is meant to provide economic protection for your dependents, or your estate. The insured person pays premiums in return for this protection. When you apply for life insurance, you must undergo a medical examination to determine your eligibility and risk factors. Your health is an important factor because if you are diagnosed with a chronic condition, such as alcoholism, it can affect your ability to get life insurance coverage. For an occasional social drinker and otherwise have good health, it will not have too much of an impact on your life insurance rates. The short answer is that alcoholics can get life insurance, but it will be more difficult to qualify for the best life insurance rates. If you are an alcoholic and you are looking for life insurance, there are some things you need to know. You will not qualify for the same rates as a non-alcoholic and your prem

  Planning to travel to a different country but have no idea what to do in order to get the right coverage? Don’t worry, we have something for you. One of the best things that you can purchase for yourself and for your family when traveling to a different country is Travel insurance for Canadians Calgary , considering it offers multiple coverages.  But before you purchase a travel insurance policy, you want to make sure that you are doing everything the right way so you can purchase something that is within your budget and that could benefit you in case things go south.  3 Things You Need To Do When Purchasing Best Travel Insurance In Calgary Know the coverage The first thing that you need to do is know the coverage of the insurance policy that you are trying to purchase.  Remember, without the proper coverage, you are going to have a hard time getting proper help in case things go south during your trip to the country that you are planning to go to. Please do keep in mind that most tr

  Planning to buy an insurance policy with the best Calgary insurance quotes but have no idea what to do because and avoid doing it’s your first time purchasing one? Don’t worry, we got you. Below, we have listed down some of the many things that you need to avoid doing when you are hiring the best insurance broker that you can go to within your city or in the state that you are living in right now.  3 Things You Need To Avoid Doing When Hiring Best Insurance Broker In Calgary   Not checking out their reviews  Before hiring anyone, you want to make sure that you are checking out the reviews that they have on the internet, considering that it can allow you to have a proper overview of what the consultants are like and what they can do for you.  If you are in Canada, you want to check out the reviews that the broker has on websites such as Yellow Pages, Yelp, BBB, CanadaOne, LinkedIn, and Google Business Pages. Also, when checking out reviews, make sure that you know how to differentia

  Purchasing the best C algary critical illness insurance from the best insurance company Calgary is really important, considering that insurance policies are pretty expensive and a single mistake from your end can end up catastrophic, which is why in this blog, we are going to help you out. Below, we have listed down some of the many things that you need to do when purchasing critical illness insurance.  5 Things You Need To Do When Purchasing Critical Illness Insurance  Know what’s covered The first thing that you need to do is know what’s covered and what’s not, especially if your family has a history of critical illnesses.  From all the diseases that are covered to the ones that are not, you want to know all of them and make sure that the ones that are in your family are getting covered considering that you are more likely to get those instead of the others. Understand the claim process  One thing that you need to do when purchasing an insurance policy is to make sure that you kno