Details Concerning Travel Insurance

Whether you are planning a visit to Canada or possess a temporary work permit, there is a need of an insurance at the time of travelling to Canada. If there is a need to travel to Canada in the IEC Working Holiday Visa, even then there is a requirement to have insurance that is for the entire duration of your work permit as part of plan to travel across the length and breadth of Canada. This is the insurance that will cover repatriation costs. Provincial healthcare and medical cover for the employees or travellers tends not to cover these items hence there is a specific requirement of insurance while planning a trip to Canada. Many firms have policies built especially for the IEC market, which may include True Traveller Travel Insurance. People tend to visit world famous places like British Columbia and Alberta for skiing and snowboarding purposes. If you want to try these activities it is important to ascertain that the insurance policy covers all these aspects and the policy contains coverage for any potential accident that may happen. Travel insurance would cover all aspects. We are there to even provide travel insurance for Canadians in Calgary being the provider of best travel insurance in Calgary.

Canadian health insurance

Permanent residents of Canada can go in for more comprehensive health insurance policies, which is more comprehensive than what is typically covered as part of travel insurance for Canada. Expatriate health insurance is one such insurance that ensures access to the best possible healthcare while living and working abroad. We are a leader in providing all these policies and including sufficient cover for all who are moving to Canada, regardless of nationality or age or gender.

Requirement of Travel Insurance for Canada

·         For IEC work permits it is must have

Every year, there are numerous cases of people who are not issued with an IEC work permit because there was no Canadian travel insurance availed. The rules clearly state that you must have insurance for the full duration of your work permit. Avail the benefits of insurance and work permit.

·         Buying a short policy and its subsequent extension is not possible

The rules are simple, one cannot buy a three-month policy and then try to extend it to a two-year policy just to appease the immigration officer. In case you go in for a limited duration insurance say for six months in that the officer has the decision-making power to issue the visa also for that duration only. This cannot get extended at a later date; hence the better option is to go in for insurance for a proper period of time.

·         There is no sufficient coverage in Provincial insurance

Provincial insurance is not considered as appropriate and sufficient by federal immigration officers. Th e reason is that it does not cover repatriation costs, which includes flight to the home country in case a fatal incident like death. Other costs that have been excluded from provincial cover are dental accidents, ambulance, medications, medical devices like casts and crutches, and any potential trip to the neighbouring countries like US or Mexico.

·         Desire to not have insurance resulting in fata scenarios

The insurance is usually bought keeping the worst in mind. Often, we feel it is a waste if that big event did not take place. As a mature individual, there is a requirement to be responsible, as your family can find it difficult to manage expenses of hospital in the event of serious injury or even death, or repatriation back home.