Harpinder Sidhu

  Buying insurance in 2019 is important, especially because everything is expensive. But before you actually go and buy out an insurance policy, it is important to know some things. An insurance policy is an investment for you, it will help you in case anything goes south. Before you buy an insurance policy, make sure you do some things that will lead you to a good policy that fits perfectly in your budget and will cover your needs. Here Are 5 Tips You Need To Before You Buy An Insurance Police: 1.  Ask A Couple Of People There are a lot of insurance companies out there that are offering coverage for the things you need. But before you purchase a policy from one of the insurance providers, make sure you shop around and ask a couple of people. You should always buy an insurance policy from well-known Insurance Companies Calgary or from insurance brokers. Don’t buy an insurance policy off the internet, you may end up buying the wrong one. 2.  Buy A Policy That You...

Canadian citizens are allowed to sponsor their grandparents and parents to come to Canada under the Super Visa category. The CIC (Citizenship and Immigration Canada) created the Super Visa for Citizens so they could be reunited with their family members faster. Under the Super Visa category, grandparents and parents can be reunited with their children or grandchildren in just 8 weeks, and another great thing is that they don’t have to worry about their medical bills. Super Visa allows parents and grandparents to stay in Canada for up to 2 years, and the visa itself is valid for 10 years. But before you get Super Visa, you will have to have the Super Visa Insurance. This will secure you medically and financially in case anything goes south during your stay in Canada. One of the main requirements for the Super Visa category is you to purchase the Super Visa Insurance, which should be valid for at least 1 year and should cover at least $100,000. What Are The Benefits Of S...

Do you really need to buy a travel insurance policy? The answer to this question depends on what kind of trip you’re going to. If you are going on an adventure trip that has the possibilities of you getting injured, then we would recommend you to buy one. Here are some things travel insurance covers in case something goes south during your trip: 1. Emergency Medical bill coverage 2. Dental emergency bill coverage 3. Flight cancellation and reschedule costs 4. Replacement of stolen luggage 5. Replacement of lost luggage 6. Document replacement So if you think something may go south during your trip or you just want to secure your trip, you should buy travel insurance. What Does Travel Insurance Cover? In case something goes south in your trip, travel insurance provides different coverage depending on the type of policy you bought. Here are the things your travel insurance will cover: 1.  Emergency Dental Expenses 2.  Hospital Cash Allowance 3....

If you’re the bread-winner of your family, your earning power is your greatest asset. But what happens if something unexpected happens that forces you to stop working? Disability Insurance is a type of insurance that will provide an amount of money to those people who are forced to stop working due to an unexpected illness or an accident. Disability insurance will provide a monthly income if something unexpected happens to you and forces you to stop from earning. Make sure you buy your insurance policy from the best Insurance Companies Calgary ! We will help you get the best policy that will fit your budget. What Is Disability Insurance? Many call this insurance as the “income protection insurance”. Depending on the type of disability insurance you buy, it will offer you protection against loss of income by providing a monthly pay if you become ill or disabled. Usually, disability insurance policies pay you 50 to 80 percent of your regular monthly income. So if yo...

Everyone knows how important life insurance is, but even after knowing its benefits, many ignore the reality and choose to go with consequences if we die suddenly without securing the safety of our loved ones who we leave behind. The results could cause your family members a lot, without proper security, you will let them pay a big bill for your final expenses. Life insurance can help you provide financial support even after you are gone. The death benefit paid from a life insurance policy is a tax-free lump-sum amount that can be used in paying your funeral expenses, pay off your debts, help a charity, help your kids, and provide income to your family. You can also leave the lump-sum amount to a trust or an estate. 2 Types of Life Insurances There are 2 categories that fall under Life Insurance, the Term Life Insurance and Permanent Life Insurance. 1. Term Life Insurance The term life insurance pays a death benefit if the person insured dies within a specific perio...

when planning a trip to Canada, as there are lot of things that get covered by availing travel insurance. Travel insurance for visitors to Canada is encouraged by the government as well as part of measure to cover critical aspects of a traveller. We are one of the agents that provide best travel insurance in Calgary. We understand the requirement of the people who are keen to travel and what all aspects need to be covered as part of the insurance and provide the relevant travel insurance for Canadians in Calgary keeping in mind all their requirements.  Also, it is important to manage the risk factors as well when planning a travel insurance. In insurance terms, risk is the possibility that a loss or other adverse event may potentially interfere with an organization’s ability to fulfil objectives of insurance seeker. Need to Manage Risks Regardless of the size of your business, risk management strategies are essential because: •    People are now more likely to...

Whether you are planning a visit to Canada or possess a temporary work permit, there is a need of an insurance at the time of travelling to Canada. If there is a need to travel to Canada in the IEC Working Holiday Visa, even then there is a requirement to have insurance that is for the entire duration of your work permit as part of plan to travel across the length and breadth of Canada. This is the insurance that will cover repatriation costs. Provincial healthcare and medical cover for the employees or travellers tends not to cover these items hence there is a specific requirement of insurance while planning a trip to Canada. Many firms have policies built especially for the IEC market, which may include True Traveller Travel Insurance. People tend to visit world famous places like British Columbia and Alberta for skiing and snowboarding purposes. If you want to try these activities it is important to ascertain that the insurance policy covers all these aspects and the...